EBM RentCover
About EBM RentCover
**The problem it solves** Australian short-term rental and holiday home owners face financial risks that standard home insurance does not cover: malicious guest damage, loss of income from cancelled confirmed bookings, theft by guests, and large legal liability claims from injuries on the property. **What EBM RentCover does** EBM RentCover is an Australian specialist landlord and short-term rental insurance provider whose RentCover ShortTerm policy is purpose-built for holiday homes, Airbnb properties, and serviced apartments let for stays under six months. **How it works** The RentCover ShortTerm policy covers loss of confirmed booking income when a property becomes untenantable following guest damage or an insured event such as fire, storm, or flood; malicious and accidental guest damage to the building and contents; theft and attempted theft by guests; and legal liability up to $20 million for injury or property damage to guests or third parties. Building and contents cover is also available up to the sum insured. Policies are underwritten by Zurich. EBM RentCover has operated as a specialist product for Australian rental properties since 1991 and covers both residential landlords and short-term rental operators. **Who it's for** Australian holiday home owners, Airbnb hosts, and serviced apartment operators who need insurance coverage that specifically addresses the risks of short-stay guest accommodation rather than standard long-term tenancy or home insurance.
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Frequently Asked Questions
What is EBM RentCover?
**The problem it solves** Australian short-term rental and holiday home owners face financial risks that standard home insurance does not cover: malicious guest damage, loss of income from cancelled confirmed bookings, theft by guests, and large legal liability claims from injuries on the property. **What EBM RentCover does** EBM RentCover is an Australian specialist landlord and short-term rental insurance provider whose RentCover ShortTerm policy is purpose-built for holiday homes, Airbnb properties, and serviced apartments let for stays under six months. **How it works** The RentCover ShortTerm policy covers loss of confirmed booking income when a property becomes untenantable following guest damage or an insured event such as fire, storm, or flood; malicious and accidental guest damage to the building and contents; theft and attempted theft by guests; and legal liability up to $20 million for injury or property damage to guests or third parties. Building and contents cover is also available up to the sum insured. Policies are underwritten by Zurich. EBM RentCover has operated as a specialist product for Australian rental properties since 1991 and covers both residential landlords and short-term rental operators. **Who it's for** Australian holiday home owners, Airbnb hosts, and serviced apartment operators who need insurance coverage that specifically addresses the risks of short-stay guest accommodation rather than standard long-term tenancy or home insurance.