About Tint
**The problem it solves** Standard homeowners policies typically exclude or limit claims arising from paying guests, leaving STR property managers and homeowners exposed to damage and liability gaps. **What Tint does** Tint is an embedded insurance platform and managing general agent that provides SmartSTR Insurance, a product purpose-built for the short-term rental market. Rather than requiring property managers to purchase standalone policies, Tint embeds coverage directly into the PMS and booking workflow. **How it works** Insurance fees are automatically added to reservations, and policy documents are delivered to both guests and property managers without manual steps. Tint holds integrations with Escapia, Guesty, and OwnerRez, among others. SmartSTR coverage tiers include content damage protection of up to $50,000 with no deductible on contents, bed bug infestation protection up to $15,000, and general and real property liability coverage up to $1,000,000 per claim. The product can replace traditional security deposits with an insurance waiver option. Tint handles claim processing including carrier handoff and adjudication, and partners track insurance commissions through reporting tools. **Who it's for** PMS vendors and property management companies running portfolios of 20 or more properties across the United States who want to offer consistent damage and liability coverage to every homeowner and guest in their portfolio.
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Frequently Asked Questions
What is Tint?
**The problem it solves** Standard homeowners policies typically exclude or limit claims arising from paying guests, leaving STR property managers and homeowners exposed to damage and liability gaps. **What Tint does** Tint is an embedded insurance platform and managing general agent that provides SmartSTR Insurance, a product purpose-built for the short-term rental market. Rather than requiring property managers to purchase standalone policies, Tint embeds coverage directly into the PMS and booking workflow. **How it works** Insurance fees are automatically added to reservations, and policy documents are delivered to both guests and property managers without manual steps. Tint holds integrations with Escapia, Guesty, and OwnerRez, among others. SmartSTR coverage tiers include content damage protection of up to $50,000 with no deductible on contents, bed bug infestation protection up to $15,000, and general and real property liability coverage up to $1,000,000 per claim. The product can replace traditional security deposits with an insurance waiver option. Tint handles claim processing including carrier handoff and adjudication, and partners track insurance commissions through reporting tools. **Who it's for** PMS vendors and property management companies running portfolios of 20 or more properties across the United States who want to offer consistent damage and liability coverage to every homeowner and guest in their portfolio.