Horizon Assurances
About Horizon Assurances
**The problem it solves** French property management agencies must distribute landlord and rental insurance to clients to comply with regulatory duty-of-advice and protect rental income, but rarely have specialist insurance expertise in-house. **What Horizon Assurances does** Horizon Assurances is a French insurance broker based in Nice specialising in landlord and rental property insurance. The company distributes Garantie Loyers Impayés (GLI), PNO (non-occupying landlord insurance), and seasonal rental stay cancellation products, targeted at property management agencies and administrators of real estate. The company works with 14 insurance carrier partners. **How it works** Horizon Assurances offers four GLI contract variants: Security (with included certification), Serenity (extended solvency up to 37%), Prem's (certification within 8 hours, solvency threshold of 38%), and Intégr'All (exclusive market product with flexible tenant selection and potential profit-sharing). Each product includes claim management and client extranet access. The PNO product fulfils the legal duty-of-advice obligation under French ALUR law, providing liability coverage for non-resident landlords. For vacation and seasonal rental contexts, the company offers stay cancellation insurance protecting owners and bookings from financial loss. A regional ambassador network supports client agencies throughout France. **Who it's for** French property management agencies and real estate professionals wanting to distribute insurance products to landlord clients as a value-added service and revenue stream, particularly those managing furnished and seasonal rental properties.
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Frequently Asked Questions
What is Horizon Assurances?
**The problem it solves** French property management agencies must distribute landlord and rental insurance to clients to comply with regulatory duty-of-advice and protect rental income, but rarely have specialist insurance expertise in-house. **What Horizon Assurances does** Horizon Assurances is a French insurance broker based in Nice specialising in landlord and rental property insurance. The company distributes Garantie Loyers Impayés (GLI), PNO (non-occupying landlord insurance), and seasonal rental stay cancellation products, targeted at property management agencies and administrators of real estate. The company works with 14 insurance carrier partners. **How it works** Horizon Assurances offers four GLI contract variants: Security (with included certification), Serenity (extended solvency up to 37%), Prem's (certification within 8 hours, solvency threshold of 38%), and Intégr'All (exclusive market product with flexible tenant selection and potential profit-sharing). Each product includes claim management and client extranet access. The PNO product fulfils the legal duty-of-advice obligation under French ALUR law, providing liability coverage for non-resident landlords. For vacation and seasonal rental contexts, the company offers stay cancellation insurance protecting owners and bookings from financial loss. A regional ambassador network supports client agencies throughout France. **Who it's for** French property management agencies and real estate professionals wanting to distribute insurance products to landlord clients as a value-added service and revenue stream, particularly those managing furnished and seasonal rental properties.