About Yapstone
**The problem it solves** Vacation rental operators need a payment processor that understands STR-specific compliance, split payouts, and chargeback patterns rather than routing through generic fintech providers. **What Yapstone does** Yapstone is a US-based payments infrastructure platform for the vacation rental industry, founded in 1999 and operating under Velo Payments following a 2024 acquisition, serving property managers and operators across the US and Europe. **How it works** Yapstone acts as a merchant of record and payment facilitator, handling card acceptance (Visa, Mastercard, Amex, Apple Pay, Google Pay), PCI-DSS Level 1 compliance, multi-party and split payouts, chargeback management, and underwriting for vacation rental marketplaces. Consumer-facing products include VacationRentPayment in the US and Holiday Rent Payment in Europe, with integrations to Hostfully, OwnerRez, Escapia, and Track. **Who it's for** Vacation rental management companies, property managers, and PMS platforms across the US and Europe that need embedded, STR-native payment processing.
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Frequently Asked Questions
What is Yapstone?
**The problem it solves** Vacation rental operators need a payment processor that understands STR-specific compliance, split payouts, and chargeback patterns rather than routing through generic fintech providers. **What Yapstone does** Yapstone is a US-based payments infrastructure platform for the vacation rental industry, founded in 1999 and operating under Velo Payments following a 2024 acquisition, serving property managers and operators across the US and Europe. **How it works** Yapstone acts as a merchant of record and payment facilitator, handling card acceptance (Visa, Mastercard, Amex, Apple Pay, Google Pay), PCI-DSS Level 1 compliance, multi-party and split payouts, chargeback management, and underwriting for vacation rental marketplaces. Consumer-facing products include VacationRentPayment in the US and Holiday Rent Payment in Europe, with integrations to Hostfully, OwnerRez, Escapia, and Track. **Who it's for** Vacation rental management companies, property managers, and PMS platforms across the US and Europe that need embedded, STR-native payment processing.