About SysPay
**The problem it solves** Hospitality and vacation rental operators handling pre-authorization holds, multi-currency transactions, and deferred payment capture face high decline rates and checkout abandonment when relying on a single payment acquirer with no intelligent routing or fraud prevention layer. **What SysPay does** SysPay is a payment orchestration and processing platform headquartered in Malta that routes transactions across multiple acquirers through a single integration, supporting pre-authorizations, deferred capture, multi-currency settlement, and AI-driven fraud prevention for hospitality operators and e-commerce merchants. **How it works** Transactions are routed across acquirers and payment service providers based on approval likelihood, with real-time risk scoring and configurable fraud rule engines achieving high fraud prevention rates. Supported payment methods include credit and debit cards, Apple Pay, Google Pay, iDEAL, ANCV, and settlement in over 21 currencies. For hospitality use cases, SysPay handles pre-authorizations, no-show charges, and deferred payment capture, integrating with PMS systems, channel managers, and booking engines. Refund and chargeback management, Ethoca and Verifi alert handling, and full PSD2 and Strong Customer Authentication compliance are built in. A REST API connects to custom systems; plugins are available for WooCommerce, Shopify, and Magento 2. The platform is PCI-DSS certified and European-licensed. **Who it's for** European hospitality operators, including vacation rental and travel booking businesses, that need flexible multi-acquirer payment infrastructure to improve approval rates, handle hospitality-specific payment flows, and reduce dependency on a single payment provider.
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Frequently Asked Questions
What is SysPay?
**The problem it solves** Hospitality and vacation rental operators handling pre-authorization holds, multi-currency transactions, and deferred payment capture face high decline rates and checkout abandonment when relying on a single payment acquirer with no intelligent routing or fraud prevention layer. **What SysPay does** SysPay is a payment orchestration and processing platform headquartered in Malta that routes transactions across multiple acquirers through a single integration, supporting pre-authorizations, deferred capture, multi-currency settlement, and AI-driven fraud prevention for hospitality operators and e-commerce merchants. **How it works** Transactions are routed across acquirers and payment service providers based on approval likelihood, with real-time risk scoring and configurable fraud rule engines achieving high fraud prevention rates. Supported payment methods include credit and debit cards, Apple Pay, Google Pay, iDEAL, ANCV, and settlement in over 21 currencies. For hospitality use cases, SysPay handles pre-authorizations, no-show charges, and deferred payment capture, integrating with PMS systems, channel managers, and booking engines. Refund and chargeback management, Ethoca and Verifi alert handling, and full PSD2 and Strong Customer Authentication compliance are built in. A REST API connects to custom systems; plugins are available for WooCommerce, Shopify, and Magento 2. The platform is PCI-DSS certified and European-licensed. **Who it's for** European hospitality operators, including vacation rental and travel booking businesses, that need flexible multi-acquirer payment infrastructure to improve approval rates, handle hospitality-specific payment flows, and reduce dependency on a single payment provider.